Quick Answer: What Makes You Eligible For PayPal Credit?

Can you get approved for PayPal credit with bad credit?

Can You Qualify For PayPal Credit With A Bad Credit Score.

No, you can’t.

You need a credit score between 650 and 700 to get approved..

Why can’t I use PayPal credit?

PayPal Credit may not be offered as a funding source for every purchase. Some PayPal merchants don’t accept PayPal Credit. … If PayPal Credit does not appear as a payment option at checkout, you will not be able to use your PayPal Credit account for that particular transaction.

Does everyone accept PayPal credit?

You can use PayPal Credit just about anywhere PayPal is accepted.

Does PayPal credit build your credit score?

Currently, a customer service rep explained on the phone, PayPal doesn’t report your credit activity to the credit bureaus after the initial inquiry to set you up, which means your activity on this line of credit doesn’t affect your credit score. Delinquencies don’t damage it, but good behavior doesn’t improve it.

How long does it take to get approved for PayPal credit?

This approval process will only take a few seconds and then you’re ready to go. There can be a time lag between approval and when you can view your PayPal Credit account online but this should update within a few days. 4.