Question: Is There An Age Limit For Prepaid Credit Cards?

Where can I buy prepaid cards?

You can buy prepaid cards at retail locations (such as grocery stores and drug stores), online, over the phone, or from some banks and credit unions.

If you buy the card online, you may then be issued a virtual card, or you may receive a physical card in the mail at a later time..

How much is a reloadable Visa card?

Comparison of the Top Reloadable Prepaid Cards?Top Reloadable Prepaid CardsPurchase Price$2.95 plus the value loadedMonthly FeePay As You Go: $0 Monthly Fee Advantage: $9.95 NetSpend Premier Fee Advantage: $5.00RewardsN/ACost to Reload23 more rows•Jan 24, 2019

Can a 12 year old get a debit card?

Some institutions don’t permit minors to have debit cards under their own name until they are at least 16, but others offer them to children who are 13 or even younger. Parents should look for features like no or low fees for funding and maintaining the account, online account monitoring, convenient A.T.M.

Is there an age limit to buy Visa gift cards?

In short: You do not have to be over 18 to buy a prepaid Visa Gift card or a Load & Go Reloadable, and there is no requirement that PO staff have to sight ID to confirm your age.

Can a teenager get a prepaid credit card?

Prepaid cards for teens can make it easy to track spending, set limits, and transfer money to your teen. … Prepaid cards for teens offer many of the same features of a bank account without the risk of your teen spending more money than they actually have.

What prepaid card can a 17 year old get?

The best teen prepaid debit card is the American Express Bluebird Prepaid Card because it does not charge activation fees, in-network ATM fees, or monthly fees. Prepaid cards are not actually credit cards, though. There is no credit line associated with prepaid cards, and they do not affect your credit standing.

Can I get a prepaid card at 17?

First, the card can be issued to and used by a minor (usually at least 13 years old). Most prepaid cards can’t. Second, a teen prepaid card is generally a “subaccount” of the primary card account. The primary account belongs to the parent.

Do you have to be 18 to get a prepaid card?

You could get a prepaid card in your own name, but some providers need permission from your parents if you are under 18. You can pay money onto the card yourself, but a family member can also top it up at any time. … The person managing the account needs to be over 18 and can add money or set spending limits.

Can a minor have a prepaid debit card?

Teens can’t apply on their own; at least one applicant must be 18 to 21 years old. One applicant must be the legal age in the state where the account is being opened – also 18 to 21 in most states. Most prepaid card services are completely free.

What prepaid card can a 16 year old get?

Visa Buxx Card: Debit Cards for Teens | Visa.

Can a 17 year old buy a visa gift card?

You can purchase the gift cards at a grocery or other store at any age and use them wherever Visa, MasterCard or AMEX are accepted.

Can a 14 year old get a prepaid card?

Applicants who are between 13 and 16 years of age will need parental consent to apply. They’re not credit cards — they can be prepaid debit cards, or cards tied to a checking account.

Can you get a debit card at 16 without parents?

The only way you can get a debit card of your own without your parents knowing is if you have a savings account of your own. As you are 16 years of age, you are allowed to have a Savings Account without involvement of your legal guardian.

Can you get a NetSpend card at 16?

A person must be at least 18 years old to activate the NetSpend card and be the primary account holder. However, a minor 13 – 17 years old may be added as a secondary cardholder onto an existing NetSpend account.

Can a 15 year old get a credit card?

Paul Kessler, CFP. No, you cannot get a credit card at 15. Anyone under the age of 18 is prohibited from entering into a legally binding contract such as a credit card agreement. But there are some credit cards that permit minors to become authorized users on a parent or other adult’s credit card account.